Mini-wail...
Sep. 21st, 2007 10:39 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
annwfynI hate debit cards!
Or rather, I hate the way that they market themselves as being an easy way of taking money out of your bank account, but then act just like cheques and lurk, waiting for your bank account to empty, before leaping in and sucking you dry.
Or, in other words, I just had £40 leave my account over a week after I put two restaurant meals for me andpierot on my switch card. This is after I checked my bank balance yesterday, checked that I had no more direct debits coming out, and took £20 out in cash to last me until the end of the week when my allowance goes in, leaving a small cushion in my current account. The net result is me going £10 into an overdraft that I don't have. I managed to call up the bank, whimper, and get an emergency £50 overdraft added to my account, but I'm still not happy and I'm unconvinced that this won't do bad things to my credit rating.
At least Nationwide seems to have stopped taking £30 bank charges for unplanned overdrafts. I may lose £12 or so, but I can live with that.
It's just so damn frustrating when you try and budget and these things still happen.
Or rather, I hate the way that they market themselves as being an easy way of taking money out of your bank account, but then act just like cheques and lurk, waiting for your bank account to empty, before leaping in and sucking you dry.
Or, in other words, I just had £40 leave my account over a week after I put two restaurant meals for me and
pierot on my switch card. This is after I checked my bank balance yesterday, checked that I had no more direct debits coming out, and took £20 out in cash to last me until the end of the week when my allowance goes in, leaving a small cushion in my current account. The net result is me going £10 into an overdraft that I don't have. I managed to call up the bank, whimper, and get an emergency £50 overdraft added to my account, but I'm still not happy and I'm unconvinced that this won't do bad things to my credit rating.At least Nationwide seems to have stopped taking £30 bank charges for unplanned overdrafts. I may lose £12 or so, but I can live with that.
It's just so damn frustrating when you try and budget and these things still happen.
