Why Diamond Car Insurance are great...
Aug. 15th, 2006 12:52 pm- When they wrote off Pridwen, they didn't try and screw me for the lowest settlement price possible, but actually gave me the money it would take for me to buy an entirely equivalent car of equal age with all the same extras.
- They let me basically transfer my old policy (which was on the mini) to my new car, only charging me for the additional three months, plus a premium for changing my address to London, and a discount coz I was downgrading to a skoda from a mini. Therefore my insurance on the skoda only cost me £100.
- Even without all the credit from my old policy, the quote they gave me to insure the skoda was less than half the amount quoted by Tesco Insurance, and was £400 cheaper than the AA.
- When working out how much money to give me, after writing off poor Pridwen, they found out that I'd forgotten to mention the pepper pack, alloy wheels, and sports seats when originally insuring her. So they charged me £20 for a slightly higher insurance premium, and then factored the extras into the final settlement price.
- They've been repeatedly nice and cheerful to me on the phone, although their computer system does die with alarming regularity.
- They've got the easiest website to use of any of the major insurance companies.
- They let me add
pierot to my policy for incredibly little cost.
As far as I can tell, the only way to get a nasty high quote out of them is to get points on your license (in which case apparently the premiums go right up - so says my li'l sis). So, women drivers (
This is my advice for the day.